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Compare Home Insurance

Get a great rate on your home insurance by comparing the top insurers below. Click "Get Quote" to find out how much you can save.

	Description	Online Discount	Get a Quote
	The AA Whether you're looking for buildings insurance, home contents insurance or a combined building & contents insurance policy, you could get up to 30% discount when buying online with The AA.	Up to 30% online discount	997
	Direct Line Direct Line are offering 1/3 off home insurance cover when you buy buildings and contents insurance together. Plus get 25% discount when you buy online. With contents replacement of new for old and up to £1,000,000 buildings cover as standard Direct Line offer a great deal.	25% online discount	998
	Hiscox Hiscox provide comprehensive buildings and contents insurance as standard. They provide 24 hour home emergency cover as well as accidental damage cover and more. Get a quote on line and receive 10% discount. Hiscox home insurance is Rated 5 starts by defaqto.	10% online discount	995
	More Th>n Buy More Than home insurance online and enjoy a huge 20% discount. You will also receive free contents insurance when you buy buildings insurance (and will remain free for as long as you stay claim free), covering £75,000 of contents. This covers your possessions in your home and garden including sheds and garages, new for old goods replacement and basic accidental damage. Buildings are covered up to £400,000 or extra option of up to £750,000.	20% online discount	991
	Tesco Bank Quote and buy a combined buildings and contents policy with Tesco Home Insurance by 15th September 2010 and get 50% off contents cover. Offer available to new customers in year 1 and includes the existing introductory discounts (35% online, 30% phone) off the full price premium (which most customers won’t be charged until year 3), plus an additional discount on Contents Cover up to a maximum of 50% when you buy a combined Buildings and Contents Policy. Accidental damage to televisions are covered by their Standard and Finest policies only.	50% discount on contents cover	999
	Sainsbury's Bank Buy combined Buildings & Contents cover and get Double Nectar points on Sainsbury's shopping for 2 years. New customers only and must remain claim free. Terms, conditions and exclusions apply.15% discount when you buy combined buildings and contents cover. Further 5% discount when you buy online	20% online discount	987
	Churchill Churchill offer up to 50% discount for new customers that haven't claimed in the last 5 years. Plus up to 15% online discount.	Up to 15% online discount	989
	Liverpool Victoria Home Insurance provided by Liverpool Victoria is flexible and offers you great cover. Choose the level of cover you need, and receive up to £1million cover for buildings as standard. Also receive a special online discount for new polices and a further discount for taking both buildings and contents insurance.	Discount avaliable	976
	Marks & Spencer Buy Marks & Spencer Home Insurance online and get 10% off your premium. Choose Premier or Standard cover and enhance with Additional cover. Enjoy unlimited cover for your home and its contents and cover your possessions anywhere in the world.	10% online discount	977
	Natwest Natwest are offering 15% first year discount (25% for Advantage Private or Gold members) plus an additional 10% discount for all customers when buying on line.	10% online discount	993

* Annual premium listed is for example only - premiums will vary depending on circumstances.

About Home Insurance

Home insurance is generally divided into two categories, Building Insurance, which covers any damage sustained by the structural make up of the property itself, and Home Contents Insurance, which provides cover for most main household items. It is typically a requirement to apply for Building Insurance if your property is being used as collateral for a mortgage or personal loan.

Contents Insurance provides cover for the majority of household items such as white goods (fridges, freezers, washing machines etc) and desirable electronic goods such as widescreen TVs, DVD players, audio equipment and sound systems as well as computer equipment. Recently, insurers have extended contents insurance policies to cover less traditional items such as musical instruments and amplifiers, and any audio files that have been lost, so music that you have paid for online can be retrieved under the right Contents Insurance plan. Some insurers offer Home Contents insurance plans targeted at specific groups such as students living in rented accommodation, as the Building Insurance should be covered by the owner of the property.

With both types of Home Insurance, cover is usually provided against damage caused in the event of a fire, damage caused by adverse weather, including lightning, strong winds and flooding, leaking water pipes, landslips, theft and vandalism. Most insurers will offer customers the opportunity to combine both Buildings and Contents insurance under a single all-encompassing plan, which usually allows customers to qualify for a discount off of the combined price.